Physicians and dentists
A medical career creates a financial life that generic advice does not fit. The problems arrive in a fixed order, and each one has a real answer:
The journey
Medical school debt, then residency income, then the attending income jump, then the PSLF or refinance fork, the backdoor Roth, the 403(b)/401(k)/457 stack, own-occupation disability, asset protection, taxes above the phaseouts, and finally retirement design on a compressed timeline.
The track
Nine deep guides walk the whole path in order, written for someone smart, busy, and new to all of it. Start with the physician overview or jump straight to student loans and PSLF, resident financial planning, or your first attending paycheck.
High-income professionals
Attorneys, engineers, executives, consultants, business owners. Your problems rhyme with the physician list: a big income that arrived faster than financial knowledge, tax drag above the phaseouts, equity compensation, and a calendar with no room for a second job managing money. The Professional Wealth Track units of the curriculum and the high-income tax guide were written for you.
Approaching retirement
The decade around retirement is where sequence risk, withdrawal strategy, Social Security timing, and account-order decisions actually get decided, and where mistakes are hardest to undo. Start with the withdrawal math and the account playbook, then run your own numbers.
How working together fits in
Start with whether you need an advisor at all, what advisors actually cost, and the 21 questions to ask one. The education is free because it is how I want prospective clients to evaluate how I think before deciding whether to work with me. If a free call convinces me I could help you professionally once I am permitted to do so, I will say so plainly and explain what that could look like. No pressure either way, and the library stays free regardless.